Being able to steer the amount of home insurance you receive in addition to the rates associated with it can be a difficult task, and for this reason it is important to take advantage of any leverage you might have. High net worth customers are something that insurance companies salivate over, so if you are seeking coverage for your home turn this desire into an advantage. Let them know that you are aware of what your business is worth and you will not allow them to receive your business without some added incentives. Usually this comes by way of a couple months worth of free coverage, or in a lowered monthly payment or lowered rate.
This is certainly something that needs to be looked into thoroughly, and there is no reason you should not consider more than one company. As a matter of fact shopping around is extremely important to your success. Being able to properly utilize the methods of persuasion that are common in business settings where your high net worth home insurance is concerned would be a good idea, do not give the company you are considering the feeling that you are easy going. Easy going spells out an increased propensity towards being persuaded, and such a demeanor is what salesmen dream of.